In Kelowna, most of the insurance companies charge 30% on average when you have international students. I know that they have to specify if they have one or more students living at home.
I have the experience of one of my host families which had two students in their home. They went some days away fro Xmas time and had a flood. When they returned some of the belongings of the students were damaged. The insurance co. did not cover those, arguing that they did not informed them that there had more than one student in their home.
Hope it helps,
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